Bridge Loan Product
What is the Hustler Fund Bridge Loan?
The Hustler Fund Bridge Loan is an exclusive loan product designed for borrowers who have demonstrated excellent repayment behavior. It rewards responsible borrowers with higher loan limits, low interest rates, and a pathway to formal financial credit systems.
This loan is perfect for business owners, traders, and entrepreneurs who need access to larger amounts of credit to expand their businesses, manage cash flow, or invest in new opportunities. It is a stepping stone to bigger financial possibilities, ensuring that your good credit history leads to better borrowing opportunities.
The Bridge Loan is not for everyone—it is reserved for top-rated borrowers in the Hustler Fund Credit Rating System. This includes:
- Category A Borrowers (Exceptional borrowers) – Those with a strong history of repaying loans on time.
- Some Category B Borrowers (Good borrowers) – Those who are responsible but still building their credit.
Your credit score determines your eligibility and loan limit. If you borrow and repay on time, your score improves, allowing you to qualify for the Bridging Loan and access higher amounts.
- Access bigger loans compared to regular Hustler Fund products.
- Borrowing costs are lower than informal lenders or loan sharks.
- No paperwork, no long approval processes. Apply via mobile and receive funds instantly.
- With a strong credit score, you can qualify for even bigger loans from banks and financial institutions.
- A portion of your loan is saved, helping you build a. financial cushion.
- Repay over 30 to 60 days with gradual interest rates to encourage early repayment Loan Amount & Interest Rates
- The Bridging Loan comes with flexible interest rates to reward early repayment:
- 8% interest if repaid within 30 days.
- 9.5% interest if repaid between 31–60 days.
- Loan defaults after 61 days, affecting your credit score and borrowing limits.
When your Bridging Loan is approved, the funds are allocated as follows:
- 95% of the loan goes directly to your mobile wallet, ready for use.
- 5% is automatically saved to help you build long-term financial security:
- 70% of savings goes into long-term savings (accessible upon retirement/ 60yrs).
- 30% goes into short-term savings (withdrawable anytime).
This ensures that every time you borrow, you are also saving for the future.
Applying for the Bridging Loan is simple and quick:
- *Dial 254# on your mobile phone.
- Select "Hustler Fund" from the menu.
- Choose "Bridging Loan" and check your eligibility.
- Enter the amount you wish to borrow within your approved limit.
- Confirm and accept the loan terms.
- Receive the loan instantly in your mobile wallet.
Your loan limit is reviewed regularly, so as you continue to repay on time, you qualify for even higher amounts.
Timely repayment improves your credit score and ensures continued access to higher loan amounts.
Follow these simple steps to repay:
- *Dial 254# and select Hustler Fund.
- Choose "Repay Loan" from the options.
- Enter the amount you want to repay (full or partial payment).
- Confirm the transaction and complete the payment.
The Bridging Loan is designed to empower business owners, traders, and entrepreneurs by offering:
- Extra working capital – Whether you run a small shop, kiosk, or online business, the loan helps boost your inventory and cash flow.
- Emergency financial support – Need quick cash for urgent expenses? The Bridging Loan gives you fast access to funds.
- Business expansion – If you’re looking to grow your business, this loan can help you invest in more stock, hire staff, or move to a bigger location.
- A chance to qualify for formal-sector credit – With a good credit history, banks and other lenders are more likely to offer you bigger loans in the future.
